Why do I need insurance?

Written by  Jean Gray
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People buy insurance when the cost of replacement is too much for them to comfortably handle. Most people’s pockets simply aren’t deep enough to just go out and replace a house. Or if they can replace the car, can they afford the possible liability of a serious accident? Can you self insure in the event of large hospital bill? And loss of income - from a week to a life time – can be devastating. If you cannot (comfortably) afford to replace it, you need to insure it.

There is insurance for everything nowadays. There is even insurance on losing money on your fantasy sports team! So you need to figure out what’s essential, what’s smart and …
then there’s the rest.

Check out my other blogs to look at specific insurances – what they do and what would be smart for you.

Last modified on Sunday, 29 April 2012 23:14


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